Henssler Money Talks
Henssler Money Talks is your trusted resource for your money, your future, your life. We discuss current market conditions and financial planning encompassing spending, saving, taxes, investments, insurance, retirement, estate plans, and more. We are here to answer your financial questions—email drgene@henssler.com or call 1-855-429-9166.
Money Talks: Your trusted resource for your money, your future, your life.
Episodes
509 episodes
More Than the Interest Rate: Understanding Bond Yields
The “Henssler Money Talks” hosts unpack the relationship between bond prices, coupon rates, and yield to maturity—helping investors understand why a bond’s true return involves more than its stated interest rate. Original Air Date: ...
May 9, 2026: Bond Yields, Bearish Sentiment, and the Water Trade
This week, we explore the stories behind some of the market’s most misunderstood concepts—from the medieval origins of the word “hedge” to the rise of modern hedge funds and the risk-management strategies that still shape Wall Street today. We ...
60/40 Didn’t Fail — It Just Wasn’t Built for You
The “Henssler Money Talks” hosts revisit the classic 60/40 portfolio — why it’s taken criticism in recent years, where it may still hold value, and why a needs-based approach focused on time horizon, liquidity, and real-world spending goals may...
May 2, 2026: Data Centers, Down Payments, and the Death of 60/40
This week on “Henssler Money Talks,” the hosts begin with the latest market developments, breaking down a fresh round of Big Tech earnings and the Fed’s decision to hold rates steady as investors look for clues on what comes next. From there, t...
A Smarter Way to Think About Selling Real Estate
Should I liquidate my rental property or my personal residence? The “Henssler Money Talks” hosts unpack what’s really driving that conversation, and how to think through the trade-offs between cash flow, appreciation, taxes, and opportunity cos...
April 25, 2026: What Everyone is Asking: Who to Trust, What to Sell, When to Start
This week the “Henssler Money Talks” hosts are focusing on What Everyone Is Asking, because for many investors, financial planning doesn’t start with a grand strategy—it starts with the same practical questions coming up again and again, and th...
Too Much, Too Soon? Rethinking How Wealth Is Passed Down
A substantial inheritance can be a gift or a challenge—it often comes down to how prepared the next generation is to manage it. With trillions expected to transfer in the coming decades, many families are asking a vital question: Will this weal...
April 18, 2026: High Expectations: Spending, Inheritance, and Markets
This week’s episode looks at how shifting priorities are showing up in both our personal lives and the broader financial landscape. From the rising cost of spring break—where family vacations are increasingly built around the kids—to the comple...
Built on One Stock? Direct Indexing Offers a Way Forward
Concentrated positions tend to build when something goes very right, but over time, they can quietly introduce significant exposure. In this week’s “Henssler Money Talks,” the hosts discuss why investors hesitate to unwind them, the risks benea...
April 11, 2026: The AI Excuse & The Winner’s Dilemma
Artificial intelligence is quickly becoming the headline explanation for layoffs—but the story underneath is more nuanced. We’ll unpack the rise of “AI washing,” where companies point to future efficiency gains to justify workforce cuts that ar...
Rounding Up—or Down: Life After the Penny
The “Henssler Money Talks” hosts look at a small change that could carry broader implications—the potential elimination of the penny. As transactions begin rounding to the nearest nickel, businesses, consumers, and policymakers alike will need ...
April 4, 2026: Market Stress, Instant Everything, and the Last Penny
Markets are showing signs of strain to start the week, with stocks flirting with correction territory, volatility on the rise, and geopolitical tensions—particularly around oil and the Strait of Hormuz—adding another layer of uncertainty. But t...
The Hidden Challenge of Retirement No One Talks About
For business owners, selling a company may look like a financial milestone, yet nearly 80% regret the decision within a year—often because they didn’t clearly define what comes next. The hosts of “Henssler Money Talks” explore why clarity aroun...
March 28, 2026: Oil Prices, Exit Plans, Umbrellas, and Mortgage Math
It’s a consequential week for markets—and for investors navigating big decisions. Fresh data on housing, manufacturing, trade, and inflation will help test the strength of the economic backdrop, while signs of a softening labor market and easin...
What a Shift Away from Quarterly Reporting Could Mean for Investors
The hosts of “Henssler Money Talks” explore a potential shift in how markets themselves operate, as the SEC considers moving away from quarterly earnings reporting. What could that mean for transparency, investor behavior, and long-term decisio...
March 21, 2026: Timing, Tournaments & a Shift in Earnings Season
It’s one of those weeks where everything seems to collide at once—markets reacting in real time to geopolitical tension, a pivotal Federal Reserve meeting on deck, and headlines that feel like they’re changing by the hour. With conflict in Iran...
The Middle East, Market Volatility, and Your Portfolio
Recent tensions in the Middle East, particularly around Iran and the Strait of Hormuz, have raised questions about potential impacts on energy markets and the global economy. The hosts of “Henssler Money Talks” discuss how geopolitical events c...
March 14, 2026: Short-Term Headlines, Long-Term Discipline
As attacks in the Strait of Hormuz put investors on edge, we start this week’s episode with a conversation that takes a step back from the headlines to focus on what actually matters for client holdings. We’ll compare the current moment to 2008...
Divorce Isn’t Just Emotional—It’s Financial
Managing Associate Melanie Wells joins the show to discuss what earning the Certified Divorce Financial Analyst® designation adds to financial planning during divorce. Using a real-world style case study, we examine how retirement accounts, pen...
March 7, 2026: Headlines and Hard Decisions: War, AI, and Dividing Assets
Geopolitical tensions flared over the weekend as military strikes involving the U.S., Israel, and Iran sent shockwaves through global headlines. But how did markets actually respond? We break down the reaction across energy prices, defense stoc...
Good Intentions Aren’t Enough: How to Structure a Charitable Legacy
A “Henssler Money Talks” listener wants to create a trust to leave a legacy to his college fraternity but wonders how to structure annual 10% distributions without trustee fees eating up the gift. We explore the trade-offs between giving vehicl...
February 28, 2026: Fear, Facts & Financial Decisions
Markets recently reacted to a provocative “left-tail” AI scenario making the rounds—a fictional 2028 research report suggesting that too much AI success could ultimately lead to significant white-collar job losses. We’ll unpack why mar...
Have Markets Become the ‘Safe’ Asset?
A 23-year-old renter recently said she feels her money is safer in the stock market than in a house—a statement that may surprise investors shaped by past housing and market crashes. The “Henssler Money Talks” hosts explore how generational exp...
February 21, 2026: AI Expectations, Investor Bias, and the Future of Saving
February 21, 2026: AI Expectations, Investor Bias, and the Future of SavingIt may feel like an uninspiring start to the year, but the S&P 500 is still positive year-to-date. In this week’s market update, we look beneath the su...
$650+ Billion on AI: Strategic Investment or Excess?
Big Tech is opening the checkbook for AI. Amazon, Alphabet, Meta, and Microsoft are on track to spend nearly $650 billion in 2026 alone, even if it means taking a hit to free cash flow today. We’ll unpack why this spending surge is happening, w...