Henssler Money Talks

July 11, 2026: More Than a Will, More Than a Savings Account

• Henssler Financial • Season 40 • Episode 28

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Planning for the future isn't just about growing your wealth—it's about making thoughtful decisions for how it's managed, transferred, and used to benefit the people you care about most. This week, we explore the financial and legal decisions that can shape your family's future, from estate planning fundamentals to new ways of saving and investing for the next generation.

In this month's Estate Essentials, estate planning attorney Kyle Rinaudo explains why a will is only one piece of a complete estate plan. We discuss the essential documents that work together to protect your family, provide for loved ones, and help ensure your wishes are carried out.

Next, we break down one of the newest savings opportunities for families: Trump Accounts. Who qualifies for the new government-funded accounts? How do they work? And where might they fit alongside other long-term savings strategies for children and grandchildren? We'll separate the headlines from the practical considerations.

Finally, we answer a listener's question about custodial accounts for minors. From UGMA and UTMA accounts to 529 plans and Roth IRAs for working teenagers, we compare the options, discuss the tradeoffs, and explain what parents and grandparents should consider before deciding how to invest for a child's future.

Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty. 

Talks July 11, 2026  |  Season 40, Episode 28

Timestamps and Chapters

  • 5:17: Do You Have an Estate Plan—or Just a Will?
  • 22:07: A New Way to Save for the Next Generation
  • 38:38: Custodial Accounts for Kids: What Families Should Know.

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Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.

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D.J. Barker, CWS®

Host
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K.C. Smith, CFP®, CEPA

Host
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Nick Antonucci, CVA, CEPA

Host